22 February 2010

A Glossary of Budget Terms

A Glossary of Budget Terms

 

 

Appropriation Bill: It is presented to Parliament for its approval, so that the government can withdraw from the Consolidated Fund the amounts required for meeting the expenditure charged on the Consolidated Fund. No amount can be withdrawn from the Consolidated Fund till the Appropriation Bill is voted is enacted

 

Capital Budget: It consists of capital receipts and payments. It also incorporates transactions in the Public Account. It has two components: Capital Receipt and Capital Expenditure.

Capital Expenditure: It consists of payments for acquisition of assets like land, buildings, machinery, equipment, as also investments in shares etc, and loans and advances granted by the Central government to state and union territory governments, government companies, corporations and other parties.

Capital Receipt: The main items of capital receipts are loans raised by the government from public which are called market loans, borrowings by the government from the Reserve Bank of India and other parties through sale of Treasury Bills, loans received from foreign governments and bodies and recoveries of loans granted by the Central government to state and union territory governments and other parties. It also includes proceeds from disinvestment of government equity in public enterprises.

Central Plan: It consists of the government's budget support to the Plan and the internal and extra budgetary resources raised by public enterprises

 

Consolidated Fund: It is made up of all revenues received by the government, loans raised by it, and also its receipts from recoveries of loans granted by it. All expenditure of the government is incurred from the Consolidated Fund and no amount can be withdrawn from the Fund without authorisation from Parliament

 

Contingency Fund: It is an imprest placed at the disposal of the President and is used by the government to incur all its urgent and unforeseen expenditure. Parliamentary approval for such expenditure and for withdrawal of an equivalent amount from the Consolidated Fund is subsequently obtained and the amount spent from the Contingency Fund is recouped to the Fund.

Demands for Grants: It is a statement of estimates of expenditure from the Consolidated Fund and is required to be voted by the Lok Sabha. Generally, one Demand for Grant is presented in respect of each ministry or department.

Expenditure Budget: It contains expenditure estimates made for a scheme or programme under both revenue and capital heads. These estimates are brought together and shown on a net basis at one place by major heads

 

Finance Bill: This contains the government's proposals for levy of new taxes, modification of the existing tax structure or continuance of the existing tax structure beyond the period approved by Parliament. It is submitted to Parliament along with the Budget for its approval

 

Fiscal Deficit: It is the difference between the revenue receipts plus certain non-debt capital receipts and the total expenditure including loans (net of repayments). This indicates the total borrowing requirements of the government from all sources.


Monetised Deficit: It indicates the level of support extended by the Reserve Bank of India to the government's borrowing programme.

Non-Plan Expenditure: It includes both revenue and capital expenditure on interest payments, the entire defence expenditure (both revenue and capital expenditure), subsidies, postal deficit, police, pensions, economic services, loans to public enterprises and loans as well as grants to state governments, union territory governments and foreign governments.

Plan Expenditure: It includes both revenue and capital expenditure of the government on the Central Plan, Central assistance to state and union territory plans. It forms a sizeable proportion of the total expenditure of the Central government.

Primary Deficit: It is the difference between fiscal deficit and interest payments

 

Public Account: It is an account in which money received through transactions not relating to the Consolidated Fund is kept. Besides the normal receipts and expenditure of the government relating to the Consolidated Fund, certain other transactions enter government accounts in respect of which the government acts more as a banker, for example, transactions relating to provident funds, small savings collections, other deposits etc. Such money is kept in the Public Account and the connected disbursements are also made from it. Public Account funds do not belong to the government and have to be paid back some time or the other to the persons and authorities who deposited them. Parliamentary authorisation for payments from the Public Account is not required

.

Revenue Budget: It consists of the revenue receipts of the government (which is tax revenues plus other revenues) and the expenditure met from these revenues. It has two components: Revenue Receipt and Revenue Expenditure

 

Revenue Deficit: It refers to the excess of revenue expenditure over revenue receipts. Revenue Expenditure: It is meant for the normal running of government departments and various services, interest charges on debt incurred by the government and subsidies. Broadly speaking, expenditure which does not result in creation of assets is treated as revenue expenditure. All grants given to state governments and other parties are also treated as revenue expenditure even though some of the grants may be for creation of assets.

Revenue Receipt: It includes proceeds of taxes and other duties levied by the Centre, interest and dividend on investments made by the government, fees and other receipts for services rendered by the government

 

Source: Government Budget Documents

 



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CA. V.M.V.SUBBA RAO
Chartered Accountant
Door No.24-2-1885,
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Magunta Layout,
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India
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21 February 2010

e-Payment of excise Duty Lowered

e-payment floor for excise duty lower

The Finance Ministry has lowered the threshold for payment of excise duty through the Internet banking route.

The Central Board of Excise and Customs (CBEC) has now stipulated that Internet banking should be the payment mode for all central excise assesses that fork out "Rs 10 lakh or more (including the cenvat credit utilisation) in a preceding financial year." Hitherto, e-payment of excise duty was mandatory only for those central excise assesses that paid excise duty of Rs 50 lakh and above (other than cenvat credit utilisation) in a financial year. Meanwhile, the CBEC has also now stipulated that assesses who pay excise duty of over Rs 10 lakh in a financial year, must file their monthly or quarterly returns electronically
 

[TO BE PUBLISHED IN THE GAZETTE OF INDIA, EXTRAORDINARY, PART II, SECTION 3, SUB-SECTION (i)]

 

 

GOVERNMENT OF INDIA

MINISTRY OF FINANCE

(DEPARTMENT OF REVENUE)

 

 

Notification No. 04/2010-Central Excise (N.T.)

 

New Delhi, the 19th February, 2010.

 

G.S.R.     (E).- In exercise of the powers conferred by section 37 of the Central Excise Act, 1944 (1 of 1944), the Central Government hereby makes the following rules further to amend the Central Excise Rules, 2002, namely:-

 

1.    Short title and commencement.-

            (1) These rules may be called the Central Excise (Amendment) Rules, 2010.

            (2) They shall come into force from the 1st April, 2010.

 

2.         In the Central Excise Rules, 2002 (hereinafter referred to as the said rules), in rule 8, in sub-rule (1), in third proviso, for the words "duty of fifty lakhs rupees or more, other than the amount of duty paid by utilization of CENVAT credit, in the preceding financial year," the words, "total duty of rupees ten lakh or more including the amount of duty paid by utilization of CENVAT credit in the preceding financial year" shall be substituted

 

3.         In the said rules, in rule 12, in sub-rule (1), after the second proviso and before third proviso, the following proviso shall be inserted, namely:-

 

"Provided also that where an assessee has paid total duty of rupees ten lakh or more including the amount of duty paid by utilization of CENVAT credit in the preceding financial year, he shall file the monthly or quarterly return, as the case may be, electronically:"

 

 

 

F.No. 201/20/2009-CX.6

 

 

 

(V.P. Singh)

Under Secretary to the Government of India

 

Note: The principal rules were published in the Gazette of India, Extraordinary, Part II, Section 3, sub-section(i), dated 1st March, 2002 vide notification No. 4/2002-Central Excise (N.T.), dated the 1st March, 2002, [G.S.R. 143 (E), dated the 1st  March, 2002] and were last amended, vide, notification No. 17/2009-Central Excise (N.T.), dated the 7th July, 2009, [G.S.R. 482 (E) dated the  7th July, 2009].  

 

19 February 2010

IndianCAs: 10 Mudras. Its really good. [1 Attachment]

 
[Attachment(s) from Ashwin Nagar included below]

The presentation shows 10 Mudras. Its really good.
 
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Attachment(s) from Ashwin Nagar

1 of 1 File(s)

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18 February 2010

DGFT Circular on Confirming Membership of CAs

Government of India
Ministry of Commerce and Industry
(Department of Commerce)
Directorate General of Foreign Trade
Udyog Bhawan, New Delhi 110 011

Dated 9th February, 2010

Circular No. 23 /2009-2014

To
All Regional authorities

Subject: Confirming membership of Chartered accountants with the Institute of Chartered Accountants of India

The Institute of Chartered Accountants of India has informed that with a view to strengthening the process of certification being issued by chartered accountants, they have hosted a link http://220.227.161.82/locm.asp on ICAI website, to enable anyone to seek confirmation to the effect that certificate received by him has been issued by a member of the Institute holding full time Certificate of Practice (i.e. a member authorized to issue such a certificate). This will ensure that none of the authorities act on the certificates issued either by non members or members not holding Certificate of Practice.

All RAs to make use of the above facility to confirm about the membership of the chartered accountants.

This issues with the approval of competent authority.

Sd/-

(Rajiv Arora)
Joint Director General of Foreign Trade

(Issued from File No. 01/93/180/66/AM-10/PC-2(B)

 



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Best Wishes

CA. V.M.V.SUBBA RAO
Chartered Accountant
Door No.24-2-1885,
I Floor, Flat No.5,
Siddivinayaka Residency, I Cross,
Central Avenue, MSR Nagar,
Magunta Layout,
Nellore-524 003
Andhra Pradesh
India
Mobile:+91 - 0 9390221100
          +91 - 0 9440278412
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IndianCAs: TDS rates in case of Section 194-C and 194-I gets simplified

 

TDS rates in case of Section 194-C and 194-I gets simplified this year. With several deductors requesting the department to ease the rates in these cases, department has finally take a call to streamline these rates.

 

Contract Payments:

Earlier, contract payments were attracting 2% TDS rate. If such contract is an advertisement contract then it was charged at 1%. Also all sub contracts were charged at 1% TDS rate.

The amendment in Section 194-C, makes it to be applied differently. The new rates includes, 1% for contracts received from Individuals/ HUF and 2% in case of others. These rates are same for both contracts and sub-contracts. Also note, there is nothing separate for Advertisement contracts.

Note: For Transport Contracts, if the Deductee provides the PAN, then, rate of TDS will be ZERO from 01st October 2009 to 31st March 2010. If the PAN is not provided then, TDS has to be made at 1% for Individuals/ HUF and 2% for others.

New rates for Contract:

  1. One Percent (1%) where payment for a contract are to individuals/ HUF.
  2. Two Percent (2%) where payment for a contract are to any other entity.

 

Rent Payments:

Earlier, rent payments were deducted at 10% in case of Plant/Machinery/ Equipments for all parties. In case of Land/Building/ Furniture/ Fittings, it was deducted at 15% for Individuals and 20% for others. Now the new amendment reduces the TDS rates and also makes it same for all types of Parties.

The newly amended 194-I section states that, the renting of Plant/Machinery/ Equipments for all parties will entertain TDS at 2% and renting of Land/Building/ Furniture/ Fittings at 10% for all types of party.

The reduction of these rates is said to be due to, blockage of Working Capital funds in most of the cases because of higher TDS rates.

New rates for Rent:

  1. Two Percent (2%) where payment for a rent is for Plant/Machinery/ Equipments.
  2. Ten Percent (10%) where payment for a rent is for Land/Building/ Furniture/ Fittings.

 

 

Applicable from October 2009

The amendment of rates in section 194-C and 194-I will be with effect from October 01, 2009. Any payments made till then should be made at earlier rates and not at new rates.


 
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14 February 2010

Pune Branch Elections Results

Congratulations to all:
 

SR NO

NAME 

No. of Votes

1

CA  DHAMANKAR REKHA VIVEK

678

2

CA INAMDAR SHRIPAD SUBHASH

668

3

CA AGARWAL NARENDRA SURESH

625

4

CA DHONGDE JAGDEESH VISHWANATH

593

5

CA KULKARNI VIJAYKANT JAGANNATH

554

6

CA PAWAR  SANJAY NARAYAN

553

7

CA MUNDADA SATYANARAYAN GOVERDHANLAL

540

8

CA GOVANDE ANANT MOHAN

506

 
Those who couldnot make it:
 

9

CA SHAHA SUNIL 

553

10

CA DHOBLEPATIL  SAIDEEP SHANKARRAO

323

11

CA JAIN DINESH PARASMAL

315

12

CA GADO SHOBHANA EKNATH

307

13

CA OSWAL PRAKASH MANGILAL

193

14

CA PANDE ASHISH KUMAR

116

15

CA CHOUDRY HANAMANTHRAO REVANASIDDAPPA

94

 
A very peacful and orderly elections where 980 people voted.

12 February 2010

Amarjit Chopra President and G Ramaswami vice President of ICAI

In todays council meeting at New Delhi, Amarjit Chopra elected as President and G Ramaswami elected as vice President of ICAI.

Shri Amarjit Chopra has more than three decades of standing and during his tenure in the Central Council he has been the Chairman of the Accounting Standards Board, Auditing and Assurance Standards Board, and Corporate Laws Committee for two years each and has been the Chairman of Expert Advisory Committee, Financial Reporting Review Board, Committee on Corporate Governance and Committee on Internal Audit for an year each.










10 February 2010

IndianCAs: WIRC Office Bearers for year 2010-11

 

So ultimately the D day came. Newly elected members conducted their informal meeting to elect their office bearers. The combination of Sanjeev Lalan, Shrinivas Joshi and Durgesh Kabra is in power now. They succeeded in wooing the newly regional council members. Here is the year 1 office Bearers:

 

Chairman : Sanjeev Lalan, Mumbai

Vice-Chairman: Makrand Joshi, Nagpur

Secretary : Mangesh Kinare, Mumbai

Treasurer : Parag Raval, Ahmedabad

 

So congratulations to all office bearers!!

 

You can wish them on IndianCAs blog below:

http://indiancas.blogspot.com/2010/02/new-office-bearer-of-wirc-elected.html


 

| Ashwin Nagar | FCA and SAP-FICO\SEM-BCS |
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CBDT Clarification on Sec. 80CCD

F.No. 275/192/2009-IT (B)

New Delhi Dated the 9th February, 2010.

 

Sub: Clarification regarding deduction in respect of contribution to pension scheme under Section 80 CCD – matter reg.

 

A number of representations have been received regarding deduction under Section 80 CCD for contribution made under pension scheme in the light of Circular No-1 /2010 dated 11th Jan'2010 issued on the subject of Deduction of Tax at Source etc.

It is clarified that in accordance with the provisions of Section 80 CCD, deduction in respect of contribution made by an individual in the previous year to his account under a pension scheme notified, is allowed in computation of his total income –

 

(a) in the case of an employee, ten per cent of his salary in the previous

     year; and

 

(b) in any other case, ten per cent of his gross total income in the

     previous year.

 

2. It is further clarified that where the Central Government or any other

employer makes any contribution to the account of employee for the pension scheme, the assessee shall also be allowed a deduction in the computation of his total income of the whole of the amount contributed by the Central Govt. or any other employer as does not exceed 10% of his salary in the previous year.

 

3. Salary for the purpose of above section (80 CCD) includes dearness allowance if the terms of employment so provide, but excludes all other allowances and perquisites.

 

4. It is further clarified that aggregate limit of deduction under this section (80CCD) along with Sections 80 C, 80 CCC shall not in any case exceed Rs. onelakh.

 

Yours faithfully,

(Ansuman Pattnaik)

Director (Budget)

To,

All DDOs of Central Government, State Governments, CAG & other persons as per standard list

 

 

Deduction in respect of contribution to pension scheme of Central Government.

 

80CCD.   (1) Where an assessee, being an individual employed by the Central Government 18[or any other employer] on or after the 1st day of January, 2004, 18a[or any other assessee, being an individual] has in the previous year paid or deposited any amount in his account under a pension scheme notified or as may be notified by the Central Government, he shall, in accordance with, and subject to, the provisions of this section, be allowed a deduction in the computation of his total income, of the whole of the amount so paid or deposited 18b[as does not exceed,—

          (a)  in the case of an employee, ten per cent of his salary in the previous year; and

          (b)  in any other case, ten per cent of his gross total income in the previous year.]

(2) Where, in the case of an assessee referred to in sub-section (1), the Central Government 18[or any other employer] makes any contribution to his account referred to in that sub-section, the assessee shall be allowed a deduction in the computation of his total income, of the whole of the amount contributed by the Central Government 18c[or any other employer] as does not exceed ten per cent of his salary in the previous year.

(3) Where any amount standing to the credit of the assessee in his account referred to in sub-section (1), in respect of which a deduction has been allowed under that sub-section or sub-section (2), together with the amount accrued thereon, if any, is received by the assessee or his nominee, in whole or in part, in any previous year,—

          (a)  on account of closure or his opting out of the pension scheme referred to in sub-section (1); or

          (b)  as pension received from the annuity plan purchased or taken on such closure or opting out,

the whole of the amount referred to in clause (a) or clause (b) shall be deemed to be the income of the assessee or his nominee, as the case may be, in the previous year in which such amount is received, and shall accordingly be charged to tax as income of that previous year.

19[(4) Where any amount paid or deposited by the assessee has been allowed as a deduction under sub-section (1),—

          (a)  no rebate with reference to such amount shall be allowed under section 88 for any assessment year ending before the 1st day of April, 2006;

          (b)  no deduction with reference to such amount shall be allowed under section 80C for any assessment year beginning on or after the 1st day of April, 2006.]

19a[(5) For the purposes of this section, the assessee shall be deemed not to have received any amount in the previous year if such amount is used for purchasing an annuity plan in the same previous year.]

Explanation.—For the purposes of this section, "salary" includes dearness allowance, if the terms of employment so provide, but excludes all other allowances and perquisites.]

 

Section 192 of the Income-tax Act, 1961 - Deduction of tax at source - Salary - Income-tax deduction from salaries during the financial year 2009-10

Circular No. 1/2010 [F. No. 275/192/2009 IT(B)], dated 11-1-2010

C. As per the provisions of section 80CCD, where an assessee, being an individual employed by the Central Government on or after the 1st day of January, 2004, has in the previous year paid or deposited any amount in his account under a pension scheme as notified vide Notification No. F.N. 5/7/2003-ECB & PR, dated 22-12-2003, he shall be allowed a deduction in the computation of his total income, of the whole of the amount so paid or deposited as does not exceed ten per cent of his salary in the previous year.

The benefit of new pension scheme has been extended to any other employees (also self-employed person) with retrospective effect from 1-4-2009 and deduction is allowed to employees up to 10 per cent of salary in the previous year and in other cases up to 10 per cent of his gross total income in the previous year. Further it has been specified that with retrospective effect from 1-4-2009 any amount received by the assessee from the new pension scheme shall be deemed not to have received in the previous year if such amount is used for purchasing an annuity plan in the previous year.

Where any amount standing to the credit of the assessee in his account under such pension scheme, in respect of which a deduction has been allowed as per the provisions discussed above, together with the amount accrued thereon, if any, is received by the assessee or his nominee, in whole or in part, in any financial year,

  (a)  on account of closure or his opting out of such pension scheme; or

  (b)  as pension received from the annuity plan purchased or taken on such closure or opting out,

the whole of the amount referred to in clause (a) or clause (b) above shall be deemed to be the income of the assessee or his nominee, as the case may be, in the financial year in which such amount is received, and shall accordingly be charged to tax as income of that financial year.

For the purposes of deduction under section 80CCD, salary includes dearness allowance, if the terms of employment so provide, but excludes all other allowances and perquisites.

The aggregate amount of deduction under sections 80C, 80CCC and 80CCD shall not exceed Rs. 1,00,000 (section 80CCE)

 

 

 



--
Best Wishes

CA. V.M.V.SUBBA RAO
Chartered Accountant
Door No.24-2-1885,
I Floor, Flat No.5,
Siddivinayaka Residency, I Cross,
Central Avenue, MSR Nagar,
Magunta Layout,
Nellore-524 003
Andhra Pradesh
India
Mobile:+91 - 0 9390221100
          +91 - 0 9440278412
e-Mail: vmvsr@rediffmail.com
          vmvsr@yahoo.co.uk
http://pdicai.org/MyPage/203038.aspx

09 February 2010

New office bearer of WIRC elected informally

So ultimately the D day came. Newly elected members conducted their informal meeting to elect their office bearers. The combination of Sanjeev Lalan, Shrinivas Joshi and Durgesh Kabra is in power now. They succeeded in wooing the newly regional council members. Here is the year 1 office Bearers:

Chairman : Sanjeev Lalan, Mumbai

Vice-Chairman: Makrand Joshi, Nagpur

Secretary : Mangesh Kinare, Mumbai

Treasurer : Parag Raval, Ahmedabad

So congratulations to all office bearers!!

Empanelment of Concurrent Auditors

Empanelment of Concurrent Auditors / Revenue Auditors for Bank of Maharashtra. BANK OF MAHARASHTRA invites applications from practicing firm...